Personal Checking Accounts

Community Checking

  • No monthly service charge
  • Detailed monthly statement listing all account activity
  • No minimum balance requirement
  • Unlimited check writing, no excess check fees
  • Access to account 24/7 through Online Banking and Telebank
  • Debit Card for purchases and access to ATM's (subject to approval)
  • No fee for ATM withdrawals at any of our ATM's
  • Non-interest bearing account
  • Minimum required to open is $100.00

Personal Checking

  • No monthly service charge when a minimum ledger balance of $500.00 is maintained.
  • Check images are returned in statement
  • Unlimited check writing, no excess check fees
  • Access to account 24/7 through Online Banking and Telebank
  • Debit Card for purchases and access to ATM's (subject to approval)
  • No fee for ATM withdrawals at any of our ATM's
  • Non-interest bearing account
  • A monthly maintenance charge of $4.50 will be assessed if the minimum ledger balance is $400 to $499.99. A monthly maintenance charge of $5.50 will be assessed if the minimum ledger balance is $300 to $399.99. A monthly maintenance charge of $6.50 will be assessed if the minimum ledger balance is $200 to $299.99. A monthly maintenance charge of $7.50 will be assessed if the minimum ledger balance is $100 to $199.99. A monthly maintenance charge of $8.50 will be assessed if the minimum ledger balance is less than $100.
  • Minimum required to open is $100.00

Economy Checking

  • Monthly maintenance charge of $3.00, plus a $0.25 charge for each check written and any in-branch withdrawals
  • Check images are returned in statement
  • Access to account 24/7 through Online Banking and Telebank
  • Debit Card for purchases and access to ATM's (subject to approval)
  • No fee for ATM withdrawals at any of our ATM's
  • Non-interest bearing account
  • Minimum required to open is $100.00

Interest Checking

  • Interest bearing account
  • Check images are returned in statement
  • Interest compounded monthly and credited to the account monthly
  • Interest begins to accrue on the business day you make a deposit
  • No service charge if minimum ledger balance is $1,000.00 or over
  • Access to account 24/7 through Online Banking and Telebank
  • Debit Card for purchases and access to ATM's (subject to approval)
  • No fee for ATM withdrawals at any of our ATM's
  • Monthly maintenance charge of $10.00 plus $.25 per check if minimum ledger balance falls below $1,000.00
  • Interest rate and annual percentage yield may change at any time
  • If the account is closed, accrued interest is not paid
  • Minimum required to open is $1,000.00

Heritage Club Checking

  • Interest bearing account
  • Check images are returned in statement
  • Interest compounded monthly and credited to the account monthly
  • Interest begins to accrue on the business day you make a deposit
  • No service charge if minimum ledger balance is $1,500.00 or over
  • Access to account 24/7 through Online Banking and Telebank
  • Debit Card for purchases and access to ATM's (subject to approval)
  • No fee for ATM withdrawals at any of our ATM's
  • Up to 3 free cashier's checks and money orders per month.
  • A monthly maintenance charge of $10.00 plus $.25 per check if the minimum ledger balance falls below $1,500.00
  • Interest rate and annual percentage yield may change at any time
  • If the account is closed, accrued interest is not paid
  • Minimum required to open is $1,500.00