Savings

Community State Bank has several options available for personal savings, including Money Market accounts, CDs and IRAs.

Compare Savings Accounts

Account TypeSavingsChristmas Club**Money MarketKids Club

Minimum Opening Deposit

$100.00

$10.00

$2,500.00

$2.00

Monthly Fee

$0.00*

$0.00

$0.00***

$0.00

Interest Bearing

X

X

X

X

Online Banking

X

X

X

X

ATM Access

X

X

X

X

Transaction Limits

Withdrawal:
6 per quarter

All withdrawals before 10/31 subject to fee

6 per month,
3 may be check,
No ATM Limits

6 transfers per month if done by electronic means 6 withdrawals per quarter

*Savings has no service charge when balance is above $100.00. Balances below are charged $10.00 per quarter.

**Christmas Club balance is paid out on October 31st via check or direct deposit.

***Money Market has no service charge when balance is above $2,500.00. Balances below are charged $20.00 per month.

Don’t see the account you are looking for?

Give us a call at 620-251-1313 to discuss other account options.

Health Savings Account

The Health Savings Account (HSA) is a special tax-advantaged account that is used with a high-deductible health plan and allows you and your family members to pay for various qualified medical expenses from co-payments at your doctor's office to pharmacy bills, dental care, vision care, and more. More information about an HSA is available at Treasury's HSA web site.

  • Minimum required to open is $100
  • Set up fee of $35.00
  • Annual fee of $10.00
  • If balance falls below $25.00, a $5.00 monthly maintenance charge will be assessed
  • Available to persons with a High Deductible Health Plan. Statement of HSA qualification from your insurance company will be required.
  • Employee and/or employer contributions can fund the account
  • Medical related expenses may be withdrawn tax free

Certificates of Deposit

Lock in a higher rate of interest on terms from 3 months to 5 years. Call us at (620) 251-1313 for current rates.

Individual Retirement Accounts

  • Traditional IRA's
  • Tax deductible
  • Interest earned is non-taxable

Manage your accounts online!

Learn More

Find UsLocation, ATMs & Hours Call Us8am - 5pm M - F Email UsFor General Info How-TosYouTube Videos

Next Section

Back to Top

Internet Explorer 11 is outdated. For improved security and optimized performance we highly recommend upgrading your browser. ChromeFirefoxEdge