Today, you can enjoy the convenience of getting cash where you live, work and shop. Our ATMs are located at 1414 West 11th, 601 W. 8th and 901 Northeast Street, Coffeyville. And because a Debit card gives you fast, easy and reliable access to your accounts, you’ll want to use caution every time you visit an ATM. Here are a few simple tips:
Report any incident immediately to your financial institution and the police.
Internet Pirates Are Trying to Steal Your Personal Financial Information
Here’s the Good News: You Have the Power to Stop Them
A common type of Internet piracy called “phishing”, pronounced “fishing,” is exactly what these thieves are doing: “fishing” for your personal financial information. What they want are account numbers, passwords, Social Security numbers, and other confidential information that they can use to loot your checking account or run up bills on your credit cards.
In the worst case, you could find yourself a victim of identity theft. With the sensitive information obtained from a successful phishing scam, these thieves can take out loans or obtain credit cards and even driver’s licenses in your name. They can do damage to your financial history and personal reputation that can take years to unravel. But if you understand how phishing works and how to protect yourself, you can help stop this crime.
Here’s how phishing works:
In a typical case, you’ll receive an e-mail, text message or phone call that appears to come from a reputable company that you recognize and do business with, such as your financial institution. In some cases, the communication may appear to come from a government agency, including one of the federal financial institution regulatory agencies.
The communication will probably warn you of a serious problem that requires your immediate attention. It may use phrases, such as “Immediate attention required,” or “Please contact us immediately about your account.”
The communication will then encourage you to click on a button to go to the institution’s Web site. In a phishing scam, you could be redirected to a phony Web site that may look exactly like the real thing. Sometimes, in fact, it may be the company’s actual Web site. In those cases, a pop-up window will quickly appear for the purpose of harvesting your financial information. In either case, you may be asked to update your account information or to provide information for verification purposes: your Social Security number, your account number, your password, or the information you use to verify your identity when speaking to a real financial institution, such as your mother’s maiden name or your place of birth. If you provide the requested information, you may find yourself the victim of identity theft.
The best course of action is to ignore these types of communications. Delete any e-mails or texts that ask you to click on a link or provide personal information, and don’t give out any information over the phone unless you know who you are talking to.
What to do if you fall victim:
Debit Card Fraud
If you fall victim to an attack, act immediately to protect yourself. Alert your financial institution. Place fraud alerts on your credit files. Monitor your credit files and account statements closely. Report suspicious e-mails or calls to the Federal Trade Commission through the Internet at www.consumer.gov/idtheft or by calling 1-877-IDTHEFT.
FDIC Consumer Alerts